Conventional Loans
Conventional Home Loans
A conventional fixed-rate mortgage is a popular type of home financing because it offers predictability for your budget with stable monthly payments.
Why Choose a Conventional Loan?
Predictable Payments
Fixed-rate options for stable monthly payments
No PMI with 20% Down
Avoid mortgage insurance with larger down payment
Competitive Rates
Great rates for borrowers with good credit
Flexible Property Types
Primary homes, second homes, and investment properties
Conventional Loan Features
- Down payments as low as 3% for first-time buyers
- Fixed-rate terms of 15 or 30 years
- Adjustable-rate options available
- PMI can be removed at 80% LTV
- Higher loan limits than FHA
- Fewer restrictions on property condition
Ready to Get Pre-Approved?
Contact us today to discuss your conventional loan options.