FHA Loans
FHA Home Loans
FHA home loans are popular among first-time homebuyers due to low down payment and flexible credit requirements.
Benefits of FHA Loans
Low Down Payment
Put as little as 3.5% down on your new home
Flexible Credit Requirements
Credit scores as low as 580 may qualify
First-Time Buyer Friendly
Perfect for those new to homeownership
Various Property Types
Finance single-family homes, condos, and more
FHA Loan Requirements
- Minimum credit score of 580 for 3.5% down payment
- Credit scores 500-579 may qualify with 10% down
- Steady employment history (typically 2 years)
- Property must be your primary residence
- Debt-to-income ratio requirements apply
- Mortgage insurance premium (MIP) required
Ready to Get Started?
Contact one of our FHA loan specialists today to see if you qualify.