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Loan Programs

Find Your Perfect
Loan Solution

Explore flexible mortgage options tailored to your unique financial goals

Fixed Rate Mortgages

Predictable monthly payments that never change

Down Payment5%
Terms15 or 30 years
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FHA Home Loans

Great for first-time homebuyers with lower credit scores

Down Payment3.5%
Terms10–30 years
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VA Home Loans

Exclusive benefits for veterans and military members

Down PaymentNone
Terms15–30 years
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Jumbo Home Loans

For high-value properties that exceed conforming limits

Down Payment20%
Terms15 or 30 years
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USDA Home Mortgages

Zero down payment for eligible rural properties

Down PaymentNone
Terms30 years
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Renovation Mortgage 203(k)

Finance your home and renovations in one loan

Down Payment3.5%
Terms30 years
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Adjustable Rate Mortgage (ARM)

Lower initial rates that adjust over time

Down PaymentVaries
Terms3/1
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Bank Statement Loan

Ideal for self-employed borrowers

Down Payment10–20%
Terms15 or 30 years
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Take the First Step Towards Your New Home

Talk to one of our mortgage experts today and discover the perfect financing solution for your needs.

Apply Now →Get in Touch
(916) 245-0149contact@altamontfunding.com
Altamont Funding

Making mortgage make sense. Your trusted mortgage professionals.

NMLS# 2603233

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Loan Options

  • FHA Loans
  • VA Loans
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  • Jumbo Loans

Contact Us

  • Altamont Funding Inc.
  • 4465 Granite Dr. #1099
  • Rocklin, California 95677
  • (916) 245-0149
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